PRIMIS BANK

TAPPAHANNOCK, VA | Large | Est. April 14, 2005, midnight | FDIC #57968 | RSSD #3325759 | FED
Latest Report: 2025-12-31

PRIMIS BANK is aln large FDIC-insured commercial bank headquartered in TAPPAHANNOCK, VA, established in April 14, 2005, midnight. As of 2025-12-31, the bank reported total assets of $4.0B and total deposits of $3.4B. Profitability stands at 3.26% ROA and 28.93% ROE, with a net interest margin of 3.61%. The bank's CET1 capital ratio is 10.74%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.46% and a Texas Ratio of 16.50%. FDIC Certificate #57968.

Assets

$4.0B

Deposits

$3.4B

Loans

$3.4B

Equity

$468M

Profitability

Return on Assets (ROA) 3.26%
Return on Equity (ROE) 28.93%
Net Interest Margin (NIM) 3.61%
Yield on Assets 5.81%
Cost of Funds 2.76%

Asset Quality

NPL Ratio 2.46%
Net Charge-Off Ratio 0.58%
Texas Ratio 16.50%
NPA Ratio 2.10%
ACL / Loans 1.33%

Capital & Liquidity

CET1 Ratio 10.74%
Tier 1 Capital 10.74%
Total Capital Ratio 11.99%
Leverage Ratio 9.74%
Loan-to-Deposit 100.52%

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