PREMIER BANK

MAPLEWOOD, MN | Large | Est. Aug. 1, 1974, midnight | FDIC #21714 | RSSD #33259 | FDIC
Latest Report: 2025-12-31

PREMIER BANK is aln large FDIC-insured commercial bank headquartered in MAPLEWOOD, MN, established in Aug. 1, 1974, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $993M. Profitability stands at 1.70% ROA and 16.93% ROE, with a net interest margin of 4.41%. The bank's CET1 capital ratio is 12.66%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.36%. FDIC Certificate #21714.

Assets

$1.1B

Deposits

$993M

Loans

$852M

Equity

$111M

Profitability

Return on Assets (ROA) 1.70%
Return on Equity (ROE) 16.93%
Net Interest Margin (NIM) 4.41%
Yield on Assets 6.25%
Cost of Funds 2.34%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.36%
NPA Ratio 0.04%
ACL / Loans 1.40%

Capital & Liquidity

CET1 Ratio 12.66%
Tier 1 Capital 12.66%
Total Capital Ratio 13.92%
Leverage Ratio 10.37%
Loan-to-Deposit 85.84%

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