MORGANTON SAVINGS BANK, S.S.B. is asn small FDIC-insured commercial bank headquartered in MORGANTON, NC, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $107M and total deposits of $70M. Profitability stands at -0.44% ROA and -1.65% ROE, with a net interest margin of 3.56%. The bank's CET1 capital ratio is 26.61%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.25% and a Texas Ratio of 0.53%. FDIC Certificate #30434.
Assets
$107M
Deposits
$70M
Loans
$66M
Equity
$29M
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