HOME SAVINGS BANK, FSB is amn micro FDIC-insured commercial bank headquartered in LUDLOW, KY, established in Jan. 1, 1941, midnight. As of 2025-12-31, the bank reported total assets of $27M and total deposits of $19M. Profitability stands at -1.11% ROA and -9.49% ROE, with a net interest margin of 3.08%. The bank's CET1 capital ratio is 11.55%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 6.63% and a Texas Ratio of 43.49%. FDIC Certificate #31723.
Assets
$27M
Deposits
$19M
Loans
$21M
Equity
$3M
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