COMMONWEALTH BUSINESS BANK

LOS ANGELES, CA | Large | Est. March 3, 2005, midnight | FDIC #57873 | RSSD #3337097 | FED
Latest Report: 2025-12-31

COMMONWEALTH BUSINESS BANK is aln large FDIC-insured commercial bank headquartered in LOS ANGELES, CA, established in March 3, 2005, midnight. As of 2025-12-31, the bank reported total assets of $2.0B and total deposits of $1.7B. Profitability stands at 0.94% ROA and 6.97% ROE, with a net interest margin of 3.43%. The bank's CET1 capital ratio is 19.01%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.53% and a Texas Ratio of 9.83%. FDIC Certificate #57873.

Assets

$2.0B

Deposits

$1.7B

Loans

$1.5B

Equity

$268M

Profitability

Return on Assets (ROA) 0.94%
Return on Equity (ROE) 6.97%
Net Interest Margin (NIM) 3.43%
Yield on Assets 6.54%
Cost of Funds 4.06%

Asset Quality

NPL Ratio 1.53%
Net Charge-Off Ratio 0.09%
Texas Ratio 9.83%
NPA Ratio 1.39%
ACL / Loans 1.12%

Capital & Liquidity

CET1 Ratio 19.01%
Tier 1 Capital 19.01%
Total Capital Ratio 20.20%
Leverage Ratio 13.23%
Loan-to-Deposit 85.66%

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