GRANDVIEW BANK

GRANDVIEW, TX | Medium | Est. Aug. 7, 1890, midnight | FDIC #3230 | RSSD #333856 | FDIC
Latest Report: 2025-12-31

GRANDVIEW BANK is amn medium FDIC-insured commercial bank headquartered in GRANDVIEW, TX, established in Aug. 7, 1890, midnight. As of 2025-12-31, the bank reported total assets of $690M and total deposits of $609M. Profitability stands at 2.26% ROA and 21.16% ROE, with a net interest margin of 5.22%. The bank's CET1 capital ratio is 17.31%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.68%. FDIC Certificate #3230.

Assets

$690M

Deposits

$609M

Loans

$533M

Equity

$77M

Profitability

Return on Assets (ROA) 2.26%
Return on Equity (ROE) 21.16%
Net Interest Margin (NIM) 5.22%
Yield on Assets 6.90%
Cost of Funds 1.75%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio 0.07%
Texas Ratio 0.68%
NPA Ratio 0.08%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 17.31%
Tier 1 Capital 17.31%
Total Capital Ratio 18.56%
Leverage Ratio 11.15%
Loan-to-Deposit 87.56%

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