FIRST NATIONAL BANK OF OKAWVILLE, THE

OKAWVILLE, IL | Micro | Est. June 26, 1920, midnight | FDIC #3826 | RSSD #333940 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF OKAWVILLE, THE is amn micro FDIC-insured commercial bank headquartered in OKAWVILLE, IL, established in June 26, 1920, midnight. As of 2025-12-31, the bank reported total assets of $68M and total deposits of $60M. Profitability stands at 0.25% ROA and 2.24% ROE, with a net interest margin of 3.04%. The bank's CET1 capital ratio is 10.88%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.34%. FDIC Certificate #3826.

Assets

$68M

Deposits

$60M

Loans

$23M

Equity

$7M

Profitability

Return on Assets (ROA) 0.25%
Return on Equity (ROE) 2.24%
Net Interest Margin (NIM) 3.04%
Yield on Assets 3.97%
Cost of Funds 1.45%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio --
Texas Ratio 0.34%
NPA Ratio 0.04%
ACL / Loans 0.77%

Capital & Liquidity

CET1 Ratio 10.88%
Tier 1 Capital 10.88%
Total Capital Ratio 11.42%
Leverage Ratio 12.47%
Loan-to-Deposit 38.17%

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