BanksFIRST NATIONAL BANK OF OKAWVILLE, THE

FIRST NATIONAL BANK OF OKAWVILLE, THE

OKAWVILLE, ILMicroEst. June 26, 1920, midnightFDIC #3826RSSD #333940OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF OKAWVILLE, THE is an FDIC-insured commercial bank headquartered in OKAWVILLE, IL, established in June 26, 1920, midnight. As of 2025-12-31, the bank reported total assets of $68M and total deposits of $60M. Profitability stands at 0.25% ROA and 2.24% ROE, with a net interest margin of 3.04%. CET1 capital ratio: 10.88%, well above regulatory minimums. NPL ratio: 0.11% · Texas Ratio: 0.34%. Operates 1 domestic branch.

Assets
$68M
Deposits
$60M
Loans
$23M
Equity
$7M

Profitability

Return on Assets (ROA)0.25%
Return on Equity (ROE)2.24%
Net Interest Margin3.04%
Yield on Assets3.97%
Cost of Funds0.97%

Asset Quality

NPL Ratio0.11%
Net Charge-Off Ratio0.00%
Texas Ratio0.34%
NPA Ratio0.04%
ACL / Loans0.77%

Capital & Liquidity

CET1 Ratio10.88%
Tier 1 Capital10.88%
Total Capital Ratio11.42%
Leverage Ratio12.47%
Loan-to-Deposit38.17%

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