QUONTIC BANK

ASTORIA, NY | Medium | Est. March 14, 2005, midnight | FDIC #57807 | RSSD #3340725 | OCC
Latest Report: 2025-12-31

QUONTIC BANK is amn medium FDIC-insured commercial bank headquartered in ASTORIA, NY, established in March 14, 2005, midnight. As of 2025-12-31, the bank reported total assets of $832M and total deposits of $740M. Profitability stands at 0.97% ROA and 8.98% ROE, with a net interest margin of 3.66%. The bank's CET1 capital ratio is 10.20%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.63% and a Texas Ratio of 18.31%. FDIC Certificate #57807.

Assets

$832M

Deposits

$740M

Loans

$585M

Equity

$85M

Profitability

Return on Assets (ROA) 0.97%
Return on Equity (ROE) 8.98%
Net Interest Margin (NIM) 3.66%
Yield on Assets 7.22%
Cost of Funds 3.72%

Asset Quality

NPL Ratio 2.63%
Net Charge-Off Ratio 0.03%
Texas Ratio 18.31%
NPA Ratio 1.89%
ACL / Loans 0.19%

Capital & Liquidity

CET1 Ratio 10.20%
Tier 1 Capital 10.20%
Total Capital Ratio 10.71%
Leverage Ratio 10.56%
Loan-to-Deposit 79.09%

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