AUSTIN CAPITAL BANK SSB is asn small FDIC-insured commercial bank headquartered in AUSTIN, TX, established in Jan. 9, 2006, midnight. As of 2025-12-31, the bank reported total assets of $469M and total deposits of $373M. Profitability stands at 1.46% ROA and 16.89% ROE, with a net interest margin of 6.89%. The bank's CET1 capital ratio is 36.49%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 1.40%. FDIC Certificate #58082.
Assets
$469M
Deposits
$373M
Loans
$409M
Equity
$42M
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