PEACH STATE BANK & TRUST is amn medium FDIC-insured commercial bank headquartered in GAINESVILLE, GA, established in April 27, 2005, midnight. As of 2025-12-31, the bank reported total assets of $786M and total deposits of $712M. Profitability stands at 1.65% ROA and 17.27% ROE, with a net interest margin of 4.19%. The bank's CET1 capital ratio is 14.18%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #57923.
Assets
$786M
Deposits
$712M
Loans
$509M
Equity
$70M
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