SERVISFIRST BANK

HOMEWOOD, AL | Regional | Est. May 2, 2005, midnight | FDIC #57993 | RSSD #3348888 | FDIC
Latest Report: 2025-12-31

SERVISFIRST BANK is arn regional FDIC-insured commercial bank headquartered in HOMEWOOD, AL, established in May 2, 2005, midnight. As of 2025-12-31, the bank reported total assets of $17.7B and total deposits of $14.2B. Profitability stands at 1.97% ROA and 18.72% ROE, with a net interest margin of 3.62%. The bank's CET1 capital ratio is 11.83%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.23% and a Texas Ratio of 8.34%. FDIC Certificate #57993.

Assets

$17.7B

Deposits

$14.2B

Loans

$13.7B

Equity

$1.9B

Profitability

Return on Assets (ROA) 1.97%
Return on Equity (ROE) 18.72%
Net Interest Margin (NIM) 3.62%
Yield on Assets 6.19%
Cost of Funds 3.15%

Asset Quality

NPL Ratio 1.23%
Net Charge-Off Ratio 0.21%
Texas Ratio 8.34%
NPA Ratio 0.96%
ACL / Loans 1.25%

Capital & Liquidity

CET1 Ratio 11.83%
Tier 1 Capital 11.84%
Total Capital Ratio 12.93%
Leverage Ratio 10.41%
Loan-to-Deposit 96.23%

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