BanksSERVISFIRST BANK

SERVISFIRST BANK

HOMEWOOD, ALRegionalEst. May 2, 2005, midnightFDIC #57993RSSD #3348888FDIC
Latest · 2025-12-31

SERVISFIRST BANK is an FDIC-insured commercial bank headquartered in HOMEWOOD, AL, established in May 2, 2005, midnight. As of 2025-12-31, the bank reported total assets of $17.7B and total deposits of $14.2B. Profitability stands at 1.97% ROA and 18.72% ROE, with a net interest margin of 3.62%. CET1 capital ratio: 11.83%, well above regulatory minimums. NPL ratio: 1.23% · Texas Ratio: 8.34%. Operates 33 domestic branches.

Assets
$17.7B
Deposits
$14.2B
Loans
$13.7B
Equity
$1.9B

Profitability

Return on Assets (ROA)1.97%
Return on Equity (ROE)18.72%
Net Interest Margin3.62%
Yield on Assets6.19%
Cost of Funds2.94%

Asset Quality

NPL Ratio1.23%
Net Charge-Off Ratio0.21%
Texas Ratio8.34%
NPA Ratio0.96%
ACL / Loans1.25%

Capital & Liquidity

CET1 Ratio11.83%
Tier 1 Capital11.84%
Total Capital Ratio12.93%
Leverage Ratio10.41%
Loan-to-Deposit96.23%

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