FIRST RESOURCE BANK

EXTON, PA | Medium | Est. May 2, 2005, midnight | FDIC #57967 | RSSD #3349241 | FDIC
Latest Report: 2025-12-31

FIRST RESOURCE BANK is amn medium FDIC-insured commercial bank headquartered in EXTON, PA, established in May 2, 2005, midnight. As of 2025-12-31, the bank reported total assets of $817M and total deposits of $730M. Profitability stands at 1.24% ROA and 15.69% ROE, with a net interest margin of 4.05%. The bank's CET1 capital ratio is 10.87%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 1.05%. FDIC Certificate #57967.

Assets

$817M

Deposits

$730M

Loans

$678M

Equity

$64M

Profitability

Return on Assets (ROA) 1.24%
Return on Equity (ROE) 15.69%
Net Interest Margin (NIM) 4.05%
Yield on Assets 6.71%
Cost of Funds 2.70%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio 0.21%
Texas Ratio 1.05%
NPA Ratio 0.09%
ACL / Loans 0.73%

Capital & Liquidity

CET1 Ratio 10.87%
Tier 1 Capital 10.87%
Total Capital Ratio 11.71%
Leverage Ratio 8.40%
Loan-to-Deposit 92.92%

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