PARTNERS BANK

HELENA, AR | Small | Est. April 1, 1940, midnight | FDIC #15729 | RSSD #335346 | FDIC
Latest Report: 2025-12-31

PARTNERS BANK is asn small FDIC-insured commercial bank headquartered in HELENA, AR, established in April 1, 1940, midnight. As of 2025-12-31, the bank reported total assets of $415M and total deposits of $348M. Profitability stands at 1.33% ROA and 10.70% ROE, with a net interest margin of 4.51%. The bank's CET1 capital ratio is 12.97%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.63% and a Texas Ratio of 3.65%. FDIC Certificate #15729.

Assets

$415M

Deposits

$348M

Loans

$355M

Equity

$54M

Profitability

Return on Assets (ROA) 1.33%
Return on Equity (ROE) 10.70%
Net Interest Margin (NIM) 4.51%
Yield on Assets 6.63%
Cost of Funds 2.25%

Asset Quality

NPL Ratio 0.63%
Net Charge-Off Ratio 0.08%
Texas Ratio 3.65%
NPA Ratio 0.54%
ACL / Loans 1.98%

Capital & Liquidity

CET1 Ratio 12.97%
Tier 1 Capital 12.97%
Total Capital Ratio 13.62%
Leverage Ratio 12.97%
Loan-to-Deposit 101.80%

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