VISIONBANK

SAINT LOUIS PARK, MN | Small | Est. Sept. 12, 2005, midnight | FDIC #58063 | RSSD #3357077 | FDIC
Latest Report: 2025-12-31

VISIONBANK is asn small FDIC-insured commercial bank headquartered in SAINT LOUIS PARK, MN, established in Sept. 12, 2005, midnight. As of 2025-12-31, the bank reported total assets of $257M and total deposits of $190M. Profitability stands at 2.18% ROA and 22.49% ROE, with a net interest margin of 4.78%. The bank's CET1 capital ratio is 12.74%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.86% and a Texas Ratio of 7.28%. FDIC Certificate #58063.

Assets

$257M

Deposits

$190M

Loans

$227M

Equity

$25M

Profitability

Return on Assets (ROA) 2.18%
Return on Equity (ROE) 22.49%
Net Interest Margin (NIM) 4.78%
Yield on Assets 8.25%
Cost of Funds 3.55%

Asset Quality

NPL Ratio 0.86%
Net Charge-Off Ratio 0.03%
Texas Ratio 7.28%
NPA Ratio 0.76%
ACL / Loans 0.84%

Capital & Liquidity

CET1 Ratio 12.74%
Tier 1 Capital 12.74%
Total Capital Ratio 13.76%
Leverage Ratio 9.63%
Loan-to-Deposit 119.86%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required