OPEN BANK

LOS ANGELES, CA | Large | Est. June 10, 2005, midnight | FDIC #57944 | RSSD #3357219 | FDIC
Latest Report: 2025-12-31

OPEN BANK is aln large FDIC-insured commercial bank headquartered in LOS ANGELES, CA, established in June 10, 2005, midnight. As of 2025-12-31, the bank reported total assets of $2.7B and total deposits of $2.3B. Profitability stands at 1.14% ROA and 12.77% ROE, with a net interest margin of 3.49%. The bank's CET1 capital ratio is 12.05%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.59% and a Texas Ratio of 12.48%. FDIC Certificate #57944.

Assets

$2.7B

Deposits

$2.3B

Loans

$2.2B

Equity

$252M

Profitability

Return on Assets (ROA) 1.14%
Return on Equity (ROE) 12.77%
Net Interest Margin (NIM) 3.49%
Yield on Assets 6.49%
Cost of Funds 4.09%

Asset Quality

NPL Ratio 1.59%
Net Charge-Off Ratio 0.02%
Texas Ratio 12.48%
NPA Ratio 1.32%
ACL / Loans 1.27%

Capital & Liquidity

CET1 Ratio 12.05%
Tier 1 Capital 12.05%
Total Capital Ratio 13.30%
Leverage Ratio 9.91%
Loan-to-Deposit 96.65%

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