BANK OF SAN FRANCISCO

SAN FRANCISCO, CA | Medium | Est. Aug. 1, 2005, midnight | FDIC #58069 | RSSD #3357385 | FDIC
Latest Report: 2025-12-31

BANK OF SAN FRANCISCO is amn medium FDIC-insured commercial bank headquartered in SAN FRANCISCO, CA, established in Aug. 1, 2005, midnight. As of 2025-12-31, the bank reported total assets of $733M and total deposits of $638M. Profitability stands at 1.24% ROA and 10.81% ROE, with a net interest margin of 4.95%. The bank's CET1 capital ratio is 16.14%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.74%. FDIC Certificate #58069.

Assets

$733M

Deposits

$638M

Loans

$623M

Equity

$83M

Profitability

Return on Assets (ROA) 1.24%
Return on Equity (ROE) 10.81%
Net Interest Margin (NIM) 4.95%
Yield on Assets 6.19%
Cost of Funds 1.32%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.74%
NPA Ratio 0.09%
ACL / Loans 1.23%

Capital & Liquidity

CET1 Ratio 16.14%
Tier 1 Capital 16.14%
Total Capital Ratio 17.39%
Leverage Ratio 11.16%
Loan-to-Deposit 97.72%

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