PARADISE BANK

BOCA RATON, FL | Small | Est. July 25, 2005, midnight | FDIC #58030 | RSSD #3368635 | FED
Latest Report: 2025-12-31

PARADISE BANK is asn small FDIC-insured commercial bank headquartered in BOCA RATON, FL, established in July 25, 2005, midnight. As of 2025-12-31, the bank reported total assets of $435M and total deposits of $401M. Profitability stands at 1.78% ROA and 24.35% ROE, with a net interest margin of 5.18%. The bank's CET1 capital ratio is 12.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.26% and a Texas Ratio of 2.34%. FDIC Certificate #58030.

Assets

$435M

Deposits

$401M

Loans

$311M

Equity

$32M

Profitability

Return on Assets (ROA) 1.78%
Return on Equity (ROE) 24.35%
Net Interest Margin (NIM) 5.18%
Yield on Assets 7.22%
Cost of Funds 2.05%

Asset Quality

NPL Ratio 0.26%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.34%
NPA Ratio 0.19%
ACL / Loans 1.01%

Capital & Liquidity

CET1 Ratio 12.37%
Tier 1 Capital 12.37%
Total Capital Ratio 13.36%
Leverage Ratio 8.65%
Loan-to-Deposit 77.77%

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