RIVERLAND BANK

JORDAN, MN | Small | Est. Oct. 20, 2005, midnight | FDIC #58106 | RSSD #3374234 | FDIC
Latest Report: 2025-12-31

RIVERLAND BANK is asn small FDIC-insured commercial bank headquartered in JORDAN, MN, established in Oct. 20, 2005, midnight. As of 2025-12-31, the bank reported total assets of $229M and total deposits of $196M. Profitability stands at 0.33% ROA and 2.76% ROE, with a net interest margin of 3.78%. The bank's CET1 capital ratio is 11.59%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.44% and a Texas Ratio of 3.18%. FDIC Certificate #58106.

Assets

$229M

Deposits

$196M

Loans

$207M

Equity

$27M

Profitability

Return on Assets (ROA) 0.33%
Return on Equity (ROE) 2.76%
Net Interest Margin (NIM) 3.78%
Yield on Assets 6.85%
Cost of Funds 3.23%

Asset Quality

NPL Ratio 0.44%
Net Charge-Off Ratio --
Texas Ratio 3.18%
NPA Ratio 0.40%
ACL / Loans 1.18%

Capital & Liquidity

CET1 Ratio 11.59%
Tier 1 Capital 11.59%
Total Capital Ratio 12.17%
Leverage Ratio 11.73%
Loan-to-Deposit 105.78%

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