TRIAD BANK

FRONTENAC, MO | Medium | Est. Oct. 24, 2005, midnight | FDIC #58121 | RSSD #3374382 | FDIC
Latest Report: 2025-12-31

TRIAD BANK is amn medium FDIC-insured commercial bank headquartered in FRONTENAC, MO, established in Oct. 24, 2005, midnight. As of 2025-12-31, the bank reported total assets of $979M and total deposits of $783M. Profitability stands at 1.29% ROA and 12.58% ROE, with a net interest margin of 4.22%. The bank's CET1 capital ratio is 13.00%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.54% and a Texas Ratio of 3.54%. FDIC Certificate #58121.

Assets

$979M

Deposits

$783M

Loans

$769M

Equity

$103M

Profitability

Return on Assets (ROA) 1.29%
Return on Equity (ROE) 12.58%
Net Interest Margin (NIM) 4.22%
Yield on Assets 6.80%
Cost of Funds 2.68%

Asset Quality

NPL Ratio 0.54%
Net Charge-Off Ratio 0.10%
Texas Ratio 3.54%
NPA Ratio 0.42%
ACL / Loans 1.77%

Capital & Liquidity

CET1 Ratio 13.00%
Tier 1 Capital 13.00%
Total Capital Ratio 14.26%
Leverage Ratio 10.52%
Loan-to-Deposit 98.21%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required