BANK OF BELLEVILLE

BELLEVILLE, IL | Medium | Est. Nov. 4, 2005, midnight | FDIC #58114 | RSSD #3374403 | FDIC
Latest Report: 2025-12-31

BANK OF BELLEVILLE is amn medium FDIC-insured commercial bank headquartered in BELLEVILLE, IL, established in Nov. 4, 2005, midnight. As of 2025-12-31, the bank reported total assets of $548M and total deposits of $442M. Profitability stands at 0.88% ROA and 12.95% ROE, with a net interest margin of 3.24%. The bank's CET1 capital ratio is 10.99%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.64% and a Texas Ratio of 14.83%. FDIC Certificate #58114.

Assets

$548M

Deposits

$442M

Loans

$376M

Equity

$38M

Profitability

Return on Assets (ROA) 0.88%
Return on Equity (ROE) 12.95%
Net Interest Margin (NIM) 3.24%
Yield on Assets 5.58%
Cost of Funds 2.31%

Asset Quality

NPL Ratio 1.64%
Net Charge-Off Ratio --
Texas Ratio 14.83%
NPA Ratio 1.13%
ACL / Loans 0.94%

Capital & Liquidity

CET1 Ratio 10.99%
Tier 1 Capital 10.99%
Total Capital Ratio 11.95%
Leverage Ratio 8.07%
Loan-to-Deposit 85.15%

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