OAKSTAR BANK

SPRINGFIELD, MO | Large | Est. Oct. 24, 2005, midnight | FDIC #58115 | RSSD #3374412 | FED
Latest Report: 2025-12-31

OAKSTAR BANK is aln large FDIC-insured commercial bank headquartered in SPRINGFIELD, MO, established in Oct. 24, 2005, midnight. As of 2025-12-31, the bank reported total assets of $3.0B and total deposits of $2.7B. Profitability stands at 1.38% ROA and 13.35% ROE, with a net interest margin of 4.32%. The bank's CET1 capital ratio is 9.21%. Asset quality metrics show a non-performing loan ratio of 0.43% and a Texas Ratio of 3.46%. FDIC Certificate #58115.

Assets

$3.0B

Deposits

$2.7B

Loans

$2.7B

Equity

$314M

Profitability

Return on Assets (ROA) 1.38%
Return on Equity (ROE) 13.35%
Net Interest Margin (NIM) 4.32%
Yield on Assets 6.85%
Cost of Funds 3.51%

Asset Quality

NPL Ratio 0.43%
Net Charge-Off Ratio 0.19%
Texas Ratio 3.46%
NPA Ratio 0.40%
ACL / Loans 1.24%

Capital & Liquidity

CET1 Ratio 9.21%
Tier 1 Capital 9.21%
Total Capital Ratio 9.67%
Leverage Ratio 9.77%
Loan-to-Deposit 101.03%

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