FIRST MISSOURI STATE BANK OF CAPE COUNTY

CAPE GIRARDEAU, MO | Small | RSSD #3383665

Latest Report: 2025-12-31

FIRST MISSOURI STATE BANK OF CAPE COUNTY is asn small FDIC-insured commercial bank headquartered in CAPE GIRARDEAU, MO. As of 2025-12-31, the bank reported total assets of $235M and total deposits of $207M. Profitability stands at 0.75% ROA and 8.71% ROE, with a net interest margin of 4.00%. The bank's CET1 capital ratio is 9.57%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%.

Assets

$235M

Deposits

$207M

Loans

$204M

Equity

$19M

Profitability

Return on Assets (ROA) 0.75%

Return on Equity (ROE) 8.71%

Net Interest Margin (NIM) 4.00%

Yield on Assets 6.51%

Cost of Funds 2.58%

Asset Quality

NPL Ratio 0.00%

Net Charge-Off Ratio 0.02%

Texas Ratio 0.00%

NPA Ratio 0.00%

ACL / Loans 1.50%

Capital & Liquidity

CET1 Ratio 9.57%

Tier 1 Capital 9.57%

Total Capital Ratio 10.83%

Leverage Ratio 8.60%

Loan-to-Deposit 98.30%

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