PEOPLES STATE BANK OF COLFAX

COLFAX, IL | Micro | Est. June 1, 1892, midnight | FDIC #10075 | RSSD #33839 | FDIC
Latest Report: 2025-12-31

PEOPLES STATE BANK OF COLFAX is amn micro FDIC-insured commercial bank headquartered in COLFAX, IL, established in June 1, 1892, midnight. As of 2025-12-31, the bank reported total assets of $47M and total deposits of $41M. Profitability stands at 1.44% ROA and 12.81% ROE, with a net interest margin of 4.18%. The bank's CET1 capital ratio is 11.31%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #10075.

Assets

$47M

Deposits

$41M

Loans

$20M

Equity

$5M

Profitability

Return on Assets (ROA) 1.44%
Return on Equity (ROE) 12.81%
Net Interest Margin (NIM) 4.18%
Yield on Assets 5.22%
Cost of Funds 1.33%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.56%

Capital & Liquidity

CET1 Ratio 11.31%
Tier 1 Capital 11.31%
Total Capital Ratio 11.88%
Leverage Ratio 10.93%
Loan-to-Deposit 48.43%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required