BanksPEOPLES STATE BANK OF COLFAX

PEOPLES STATE BANK OF COLFAX

COLFAX, ILMicroEst. June 1, 1892, midnightFDIC #10075RSSD #33839FDIC
Latest · 2025-12-31

PEOPLES STATE BANK OF COLFAX is an FDIC-insured commercial bank headquartered in COLFAX, IL, established in June 1, 1892, midnight. As of 2025-12-31, the bank reported total assets of $47M and total deposits of $41M. Profitability stands at 1.44% ROA and 12.81% ROE, with a net interest margin of 4.18%. CET1 capital ratio: 11.31%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$47M
Deposits
$41M
Loans
$20M
Equity
$5M

Profitability

Return on Assets (ROA)1.44%
Return on Equity (ROE)12.81%
Net Interest Margin4.18%
Yield on Assets5.22%
Cost of Funds1.09%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.56%

Capital & Liquidity

CET1 Ratio11.31%
Tier 1 Capital11.31%
Total Capital Ratio11.88%
Leverage Ratio10.93%
Loan-to-Deposit48.43%

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