IDAHO FIRST BANK

MCCALL, ID | Large | Est. Oct. 3, 2005, midnight | FDIC #58095 | RSSD #3384952 | FDIC
Latest Report: 2025-12-31

IDAHO FIRST BANK is aln large FDIC-insured commercial bank headquartered in MCCALL, ID, established in Oct. 3, 2005, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.3B. Profitability stands at 0.69% ROA and 7.52% ROE, with a net interest margin of 3.12%. The bank's CET1 capital ratio is 14.96%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.13%. FDIC Certificate #58095.

Assets

$1.5B

Deposits

$1.3B

Loans

$808M

Equity

$129M

Profitability

Return on Assets (ROA) 0.69%
Return on Equity (ROE) 7.52%
Net Interest Margin (NIM) 3.12%
Yield on Assets 5.63%
Cost of Funds 3.40%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.13%
NPA Ratio 0.01%
ACL / Loans 1.22%

Capital & Liquidity

CET1 Ratio 14.96%
Tier 1 Capital 14.96%
Total Capital Ratio 16.11%
Leverage Ratio 10.18%
Loan-to-Deposit 61.39%

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