NOBLEBANK & TRUST

ANNISTON, AL | Small | Est. Oct. 11, 2005, midnight | FDIC #58111 | RSSD #3385744 | FED
Latest Report: 2025-12-31

NOBLEBANK & TRUST is asn small FDIC-insured commercial bank headquartered in ANNISTON, AL, established in Oct. 11, 2005, midnight. As of 2025-12-31, the bank reported total assets of $439M and total deposits of $398M. Profitability stands at 1.72% ROA and 22.28% ROE, with a net interest margin of 4.37%. The bank's CET1 capital ratio is 8.02%. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.76%. FDIC Certificate #58111.

Assets

$439M

Deposits

$398M

Loans

$263M

Equity

$35M

Profitability

Return on Assets (ROA) 1.72%
Return on Equity (ROE) 22.28%
Net Interest Margin (NIM) 4.37%
Yield on Assets 5.67%
Cost of Funds 1.32%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio 0.03%
Texas Ratio 0.76%
NPA Ratio 0.07%
ACL / Loans 1.37%

Capital & Liquidity

CET1 Ratio 8.02%
Tier 1 Capital 8.02%
Total Capital Ratio 8.42%
Leverage Ratio 10.68%
Loan-to-Deposit 65.99%

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