FIRST GENERAL BANK

ROWLAND HEIGHTS, CA | Large | Est. Oct. 13, 2005, midnight | FDIC #58060 | RSSD #3386264 | FDIC
Latest Report: 2025-12-31

FIRST GENERAL BANK is aln large FDIC-insured commercial bank headquartered in ROWLAND HEIGHTS, CA, established in Oct. 13, 2005, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $806M. Profitability stands at 2.16% ROA and 8.38% ROE, with a net interest margin of 5.49%. The bank's CET1 capital ratio is 25.83%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.03% and a Texas Ratio of 7.05%. FDIC Certificate #58060.

Assets

$1.1B

Deposits

$806M

Loans

$921M

Equity

$294M

Profitability

Return on Assets (ROA) 2.16%
Return on Equity (ROE) 8.38%
Net Interest Margin (NIM) 5.49%
Yield on Assets 7.55%
Cost of Funds 3.13%

Asset Quality

NPL Ratio 2.03%
Net Charge-Off Ratio --
Texas Ratio 7.05%
NPA Ratio 1.91%
ACL / Loans 1.38%

Capital & Liquidity

CET1 Ratio 25.83%
Tier 1 Capital 25.83%
Total Capital Ratio 27.12%
Leverage Ratio 25.85%
Loan-to-Deposit 114.23%

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