SOUTHPOINT BANK is aln large FDIC-insured commercial bank headquartered in BIRMINGHAM, AL, established in Oct. 11, 2005, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.4B. Profitability stands at -4.03% ROA and -50.88% ROE, with a net interest margin of 3.28%. The bank's CET1 capital ratio is 9.26%. Asset quality metrics show a non-performing loan ratio of 3.37% and a Texas Ratio of 29.07%. FDIC Certificate #58088.
Assets
$1.6B
Deposits
$1.4B
Loans
$1.2B
Equity
$117M
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