UNITED REPUBLIC BANK

OMAHA, NE | Small | Est. Dec. 11, 2006, midnight | FDIC #58359 | RSSD #3387140 | FDIC
Latest Report: 2025-12-31

UNITED REPUBLIC BANK is asn small FDIC-insured commercial bank headquartered in OMAHA, NE, established in Dec. 11, 2006, midnight. As of 2025-12-31, the bank reported total assets of $197M and total deposits of $156M. Profitability stands at -2.39% ROA and -18.28% ROE, with a net interest margin of 2.62%. The bank's CET1 capital ratio is 8.50%. Asset quality metrics show a non-performing loan ratio of 2.48% and a Texas Ratio of 39.73%. FDIC Certificate #58359.

Assets

$197M

Deposits

$156M

Loans

$149M

Equity

$26M

Profitability

Return on Assets (ROA) -2.39%
Return on Equity (ROE) -18.28%
Net Interest Margin (NIM) 2.62%
Yield on Assets 5.87%
Cost of Funds 3.45%

Asset Quality

NPL Ratio 2.48%
Net Charge-Off Ratio 1.48%
Texas Ratio 39.73%
NPA Ratio 5.73%
ACL / Loans 1.94%

Capital & Liquidity

CET1 Ratio 8.50%
Tier 1 Capital 8.50%
Total Capital Ratio 8.93%
Leverage Ratio 10.81%
Loan-to-Deposit 95.50%

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