AMERICAN RIVIERA BANK is aln large FDIC-insured commercial bank headquartered in SANTA BARBARA, CA, established in July 18, 2006, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at 1.38% ROA and 14.04% ROE, with a net interest margin of 4.21%. The bank's CET1 capital ratio is 12.54%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.75% and a Texas Ratio of 5.30%. FDIC Certificate #58281.
Assets
$1.4B
Deposits
$1.2B
Loans
$1.1B
Equity
$140M
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