SIGNATURE BANK OF GEORGIA

SANDY SPRINGS, GA | Small | RSSD #3390627
Latest Report: 2025-12-31

SIGNATURE BANK OF GEORGIA is asn small FDIC-insured commercial bank headquartered in SANDY SPRINGS, GA. As of 2025-12-31, the bank reported total assets of $274M and total deposits of $235M. Profitability stands at 1.24% ROA and 9.11% ROE, with a net interest margin of 4.77%. The bank's CET1 capital ratio is 17.26%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.39%.

Assets

$274M

Deposits

$235M

Loans

$198M

Equity

$37M

Profitability

Return on Assets (ROA) 1.24%
Return on Equity (ROE) 9.11%
Net Interest Margin (NIM) 4.77%
Yield on Assets 7.38%
Cost of Funds 2.79%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio 0.18%
Texas Ratio 0.39%
NPA Ratio 0.06%
ACL / Loans 1.12%

Capital & Liquidity

CET1 Ratio 17.26%
Tier 1 Capital 17.26%
Total Capital Ratio 18.51%
Leverage Ratio 13.27%
Loan-to-Deposit 84.06%

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