BELMONT BANK & TRUST COMPANY

CHICAGO, IL | Large | Est. June 14, 2006, midnight | FDIC #58165 | RSSD #3391718 | FDIC
Latest Report: 2025-12-31

BELMONT BANK & TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in CHICAGO, IL, established in June 14, 2006, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $896M. Profitability stands at 1.57% ROA and 14.76% ROE, with a net interest margin of 4.44%. The bank's CET1 capital ratio is 14.88%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.55% and a Texas Ratio of 3.52%. FDIC Certificate #58165.

Assets

$1.0B

Deposits

$896M

Loans

$744M

Equity

$107M

Profitability

Return on Assets (ROA) 1.57%
Return on Equity (ROE) 14.76%
Net Interest Margin (NIM) 4.44%
Yield on Assets 6.90%
Cost of Funds 2.59%

Asset Quality

NPL Ratio 0.55%
Net Charge-Off Ratio 0.08%
Texas Ratio 3.52%
NPA Ratio 0.40%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 14.88%
Tier 1 Capital 14.88%
Total Capital Ratio 16.04%
Leverage Ratio 11.13%
Loan-to-Deposit 83.02%

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