FIRST SECURITY BANK - CANBY

CANBY, MN | Micro | Est. June 10, 1890, midnight | FDIC #5107 | RSSD #339353 | FDIC
Latest Report: 2025-12-31

FIRST SECURITY BANK - CANBY is amn micro FDIC-insured commercial bank headquartered in CANBY, MN, established in June 10, 1890, midnight. As of 2025-12-31, the bank reported total assets of $85M and total deposits of $73M. Profitability stands at 1.56% ROA and 11.54% ROE, with a net interest margin of 4.29%. The bank's CET1 capital ratio is 22.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.16%. FDIC Certificate #5107.

Assets

$85M

Deposits

$73M

Loans

$39M

Equity

$12M

Profitability

Return on Assets (ROA) 1.56%
Return on Equity (ROE) 11.54%
Net Interest Margin (NIM) 4.29%
Yield on Assets 4.99%
Cost of Funds 1.73%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 0.21%
Texas Ratio 0.16%
NPA Ratio 0.02%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 22.52%
Tier 1 Capital 22.52%
Total Capital Ratio 23.47%
Leverage Ratio 13.56%
Loan-to-Deposit 52.85%

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