SALLIE MAE BANK

SALT LAKE CITY, UT | Regional | Est. Nov. 28, 2005, midnight | FDIC #58177 | RSSD #3394278 | FDIC
Latest Report: 2025-12-31

SALLIE MAE BANK is arn regional FDIC-insured commercial bank headquartered in SALT LAKE CITY, UT, established in Nov. 28, 2005, midnight. As of 2025-12-31, the bank reported total assets of $29.7B and total deposits of $21.5B. Profitability stands at 3.61% ROA and 36.25% ROE, with a net interest margin of 5.71%. The bank's CET1 capital ratio is 11.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #58177.

Assets

$29.7B

Deposits

$21.5B

Loans

$22.7B

Equity

$2.9B

Profitability

Return on Assets (ROA) 3.61%
Return on Equity (ROE) 36.25%
Net Interest Margin (NIM) 5.71%
Yield on Assets 9.66%
Cost of Funds 4.09%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 1.52%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 6.32%

Capital & Liquidity

CET1 Ratio 11.09%
Tier 1 Capital 11.09%
Total Capital Ratio 12.39%
Leverage Ratio 9.88%
Loan-to-Deposit 105.68%

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