CALIFORNIA INTERNATIONAL BANK, N.A.

WESTMINSTER, CA | Micro | Est. Nov. 30, 2005, midnight | FDIC #57974 | RSSD #3394380 | OCC
Latest Report: 2025-12-31

CALIFORNIA INTERNATIONAL BANK, N.A. is amn micro FDIC-insured commercial bank headquartered in WESTMINSTER, CA, established in Nov. 30, 2005, midnight. As of 2025-12-31, the bank reported total assets of $91M and total deposits of $76M. Profitability stands at 2.02% ROA and 14.69% ROE, with a net interest margin of 7.11%. The bank's CET1 capital ratio is 14.13%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #57974.

Assets

$91M

Deposits

$76M

Loans

$66M

Equity

$13M

Profitability

Return on Assets (ROA) 2.02%
Return on Equity (ROE) 14.69%
Net Interest Margin (NIM) 7.11%
Yield on Assets 9.52%
Cost of Funds 3.82%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 3.60%

Capital & Liquidity

CET1 Ratio 14.13%
Tier 1 Capital 14.13%
Total Capital Ratio 14.83%
Leverage Ratio 13.85%
Loan-to-Deposit 86.75%

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