BanksCALIFORNIA INTERNATIONAL BANK, N.A.

CALIFORNIA INTERNATIONAL BANK, N.A.

WESTMINSTER, CAMicroEst. Nov. 30, 2005, midnightFDIC #57974RSSD #3394380OCC
Latest · 2025-12-31

CALIFORNIA INTERNATIONAL BANK, N.A. is an FDIC-insured commercial bank headquartered in WESTMINSTER, CA, established in Nov. 30, 2005, midnight. As of 2025-12-31, the bank reported total assets of $91M and total deposits of $76M. Profitability stands at 2.02% ROA and 14.69% ROE, with a net interest margin of 7.11%. CET1 capital ratio: 14.13%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$91M
Deposits
$76M
Loans
$66M
Equity
$13M

Profitability

Return on Assets (ROA)2.02%
Return on Equity (ROE)14.69%
Net Interest Margin7.11%
Yield on Assets9.52%
Cost of Funds2.61%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans3.60%

Capital & Liquidity

CET1 Ratio14.13%
Tier 1 Capital14.13%
Total Capital Ratio14.83%
Leverage Ratio13.85%
Loan-to-Deposit86.75%

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