SACO & BIDDEFORD SAVINGS INSTITUTION

SACO, ME | Large | Est. Feb. 21, 1827, midnight | FDIC #17743 | RSSD #339607 | FDIC
Latest Report: 2025-12-31

SACO & BIDDEFORD SAVINGS INSTITUTION is aln large FDIC-insured commercial bank headquartered in SACO, ME, established in Feb. 21, 1827, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.0B. Profitability stands at 0.36% ROA and 3.99% ROE, with a net interest margin of 2.43%. The bank's CET1 capital ratio is 8.69%. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.23%. FDIC Certificate #17743.

Assets

$1.4B

Deposits

$1.0B

Loans

$1.2B

Equity

$134M

Profitability

Return on Assets (ROA) 0.36%
Return on Equity (ROE) 3.99%
Net Interest Margin (NIM) 2.43%
Yield on Assets 5.19%
Cost of Funds 3.29%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.23%
NPA Ratio 0.02%
ACL / Loans 0.42%

Capital & Liquidity

CET1 Ratio 8.69%
Tier 1 Capital 8.69%
Total Capital Ratio 9.12%
Leverage Ratio 10.04%
Loan-to-Deposit 113.92%

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