SOLERA NATIONAL BANK

LAKEWOOD, CO | Large | Est. Sept. 10, 2007, midnight | FDIC #58534 | RSSD #3397233 | OCC
Latest Report: 2025-12-31

SOLERA NATIONAL BANK is aln large FDIC-insured commercial bank headquartered in LAKEWOOD, CO, established in Sept. 10, 2007, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.1B. Profitability stands at 1.74% ROA and 22.24% ROE, with a net interest margin of 3.49%. The bank's CET1 capital ratio is 6.91%. Asset quality metrics show a non-performing loan ratio of 0.58% and a Texas Ratio of 3.99%. FDIC Certificate #58534.

Assets

$1.6B

Deposits

$1.1B

Loans

$829M

Equity

$107M

Profitability

Return on Assets (ROA) 1.74%
Return on Equity (ROE) 22.24%
Net Interest Margin (NIM) 3.49%
Yield on Assets 6.19%
Cost of Funds 3.87%

Asset Quality

NPL Ratio 0.58%
Net Charge-Off Ratio 0.00%
Texas Ratio 3.99%
NPA Ratio 0.31%
ACL / Loans 1.47%

Capital & Liquidity

CET1 Ratio 6.91%
Tier 1 Capital 6.91%
Total Capital Ratio 7.26%
Leverage Ratio 9.79%
Loan-to-Deposit 73.69%

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