FFB BANK

FRESNO, CA | Large | Est. Dec. 23, 2005, midnight | FDIC #58090 | RSSD #3398623 | FDIC
Latest Report: 2025-12-31

FFB BANK is aln large FDIC-insured commercial bank headquartered in FRESNO, CA, established in Dec. 23, 2005, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.3B. Profitability stands at 0.94% ROA and 6.68% ROE, with a net interest margin of 5.26%. The bank's CET1 capital ratio is 19.29%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.33% and a Texas Ratio of 11.67%. FDIC Certificate #58090.

Assets

$1.6B

Deposits

$1.3B

Loans

$1.2B

Equity

$221M

Profitability

Return on Assets (ROA) 0.94%
Return on Equity (ROE) 6.68%
Net Interest Margin (NIM) 5.26%
Yield on Assets 6.31%
Cost of Funds 1.88%

Asset Quality

NPL Ratio 2.33%
Net Charge-Off Ratio 0.25%
Texas Ratio 11.67%
NPA Ratio 1.76%
ACL / Loans 1.44%

Capital & Liquidity

CET1 Ratio 19.29%
Tier 1 Capital 19.29%
Total Capital Ratio 20.54%
Leverage Ratio 15.04%
Loan-to-Deposit 88.71%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required