BANESCO USA

MIAMI, FL | Large | Est. Jan. 10, 2006, midnight | FDIC #57815 | RSSD #3402913 | FDIC
Latest Report: 2025-12-31

BANESCO USA is aln large FDIC-insured commercial bank headquartered in MIAMI, FL, established in Jan. 10, 2006, midnight. As of 2025-12-31, the bank reported total assets of $5.5B and total deposits of $4.6B. Profitability stands at 1.09% ROA and 10.24% ROE, with a net interest margin of 3.47%. The bank's CET1 capital ratio is 10.73%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.55% and a Texas Ratio of 3.39%. FDIC Certificate #57815.

Assets

$5.5B

Deposits

$4.6B

Loans

$3.9B

Equity

$588M

Profitability

Return on Assets (ROA) 1.09%
Return on Equity (ROE) 10.24%
Net Interest Margin (NIM) 3.47%
Yield on Assets 5.98%
Cost of Funds 4.25%

Asset Quality

NPL Ratio 0.55%
Net Charge-Off Ratio 0.02%
Texas Ratio 3.39%
NPA Ratio 0.39%
ACL / Loans 1.09%

Capital & Liquidity

CET1 Ratio 10.73%
Tier 1 Capital 10.73%
Total Capital Ratio 11.27%
Leverage Ratio 11.30%
Loan-to-Deposit 84.67%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required