BANESCO USA is an FDIC-insured commercial bank headquartered in MIAMI, FL, established in Jan. 10, 2006, midnight. As of 2025-12-31, the bank reported total assets of $5.5B and total deposits of $4.6B. Profitability stands at 1.09% ROA and 10.24% ROE, with a net interest margin of 3.47%. CET1 capital ratio: 10.73%, well above regulatory minimums. NPL ratio: 0.55% · Texas Ratio: 3.39%. Operates 6 domestic branches.
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