OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION

NEW LENOX, IL | Large | Est. March 16, 2006, midnight | FDIC #58314 | RSSD #3404207 | OCC
Latest Report: 2025-12-31

OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in NEW LENOX, IL, established in March 16, 2006, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $2.8B. Profitability stands at 1.06% ROA and 12.22% ROE, with a net interest margin of 3.31%. The bank's CET1 capital ratio is 11.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.47% and a Texas Ratio of 3.67%. FDIC Certificate #58314.

Assets

$3.3B

Deposits

$2.8B

Loans

$2.4B

Equity

$289M

Profitability

Return on Assets (ROA) 1.06%
Return on Equity (ROE) 12.22%
Net Interest Margin (NIM) 3.31%
Yield on Assets 5.63%
Cost of Funds 2.90%

Asset Quality

NPL Ratio 0.47%
Net Charge-Off Ratio 0.12%
Texas Ratio 3.67%
NPA Ratio 0.34%
ACL / Loans 0.67%

Capital & Liquidity

CET1 Ratio 11.04%
Tier 1 Capital 11.04%
Total Capital Ratio 11.76%
Leverage Ratio 9.06%
Loan-to-Deposit 83.22%

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