FIRST COMMERCE BANK

LAKEWOOD, NJ | Large | Est. Jan. 30, 2006, midnight | FDIC #58054 | RSSD #3404373 | FDIC
Latest Report: 2025-12-31

FIRST COMMERCE BANK is aln large FDIC-insured commercial bank headquartered in LAKEWOOD, NJ, established in Jan. 30, 2006, midnight. As of 2025-12-31, the bank reported total assets of $1.8B and total deposits of $1.3B. Profitability stands at 0.75% ROA and 7.58% ROE, with a net interest margin of 3.14%. The bank's CET1 capital ratio is 11.23%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.74% and a Texas Ratio of 9.18%. FDIC Certificate #58054.

Assets

$1.8B

Deposits

$1.3B

Loans

$1.4B

Equity

$174M

Profitability

Return on Assets (ROA) 0.75%
Return on Equity (ROE) 7.58%
Net Interest Margin (NIM) 3.14%
Yield on Assets 6.28%
Cost of Funds 3.84%

Asset Quality

NPL Ratio 0.74%
Net Charge-Off Ratio 0.01%
Texas Ratio 9.18%
NPA Ratio 0.97%
ACL / Loans 1.13%

Capital & Liquidity

CET1 Ratio 11.23%
Tier 1 Capital 11.23%
Total Capital Ratio 12.32%
Leverage Ratio 10.14%
Loan-to-Deposit 105.49%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required