FIRST NATIONAL BANK OF MICHIGAN

FIRST NATIONAL BANK OF MICHIGAN is amn medium FDIC-insured commercial bank headquartered in KALAMAZOO, MI, established in April 12, 2006, midnight. As of 2025-12-31, the bank reported total assets of $986M and total deposits of $772M. Profitability stands at 0.81% ROA and 9.12% ROE, with a net interest margin of 3.33%. The bank's CET1 capital ratio is 10.83%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.82% and a Texas Ratio of 6.77%. FDIC Certificate #58259.