PROVIDENCE BANK

ROCKY MOUNT, NC | Large | Est. March 14, 2006, midnight | FDIC #58239 | RSSD #3404506 | FDIC
Latest Report: 2025-12-31

PROVIDENCE BANK is aln large FDIC-insured commercial bank headquartered in ROCKY MOUNT, NC, established in March 14, 2006, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at 1.94% ROA and 15.36% ROE, with a net interest margin of 4.30%. The bank's CET1 capital ratio is 13.33%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.46%. FDIC Certificate #58239.

Assets

$1.4B

Deposits

$1.2B

Loans

$1.2B

Equity

$179M

Profitability

Return on Assets (ROA) 1.94%
Return on Equity (ROE) 15.36%
Net Interest Margin (NIM) 4.30%
Yield on Assets 6.98%
Cost of Funds 3.34%

Asset Quality

NPL Ratio 0.07%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.46%
NPA Ratio 0.06%
ACL / Loans 0.89%

Capital & Liquidity

CET1 Ratio 13.33%
Tier 1 Capital 13.33%
Total Capital Ratio 14.20%
Leverage Ratio 12.28%
Loan-to-Deposit 99.30%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required