PROVIDENCE BANK is aln large FDIC-insured commercial bank headquartered in ROCKY MOUNT, NC, established in March 14, 2006, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at 1.94% ROA and 15.36% ROE, with a net interest margin of 4.30%. The bank's CET1 capital ratio is 13.33%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.46%. FDIC Certificate #58239.
Assets
$1.4B
Deposits
$1.2B
Loans
$1.2B
Equity
$179M
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