BanksB1BANK

B1BANK

BATON ROUGE, LALargeEst. Feb. 1, 2006, midnightFDIC #58228RSSD #3408728FDIC
Latest · 2025-12-31

B1BANK is an FDIC-insured commercial bank headquartered in BATON ROUGE, LA, established in Feb. 1, 2006, midnight. As of 2025-12-31, the bank reported total assets of $8.2B and total deposits of $6.7B. Profitability stands at 1.24% ROA and 10.44% ROE, with a net interest margin of 3.89%. CET1 capital ratio: 12.02%, well above regulatory minimums. NPL ratio: 1.20% · Texas Ratio: 8.55%. Operates 56 domestic branches.

Assets
$8.2B
Deposits
$6.7B
Loans
$6.2B
Equity
$969M

Profitability

Return on Assets (ROA)1.24%
Return on Equity (ROE)10.44%
Net Interest Margin3.89%
Yield on Assets6.34%
Cost of Funds2.60%

Asset Quality

NPL Ratio1.20%
Net Charge-Off Ratio0.19%
Texas Ratio8.55%
NPA Ratio1.07%
ACL / Loans0.87%

Capital & Liquidity

CET1 Ratio12.02%
Tier 1 Capital12.02%
Total Capital Ratio12.82%
Leverage Ratio11.01%
Loan-to-Deposit92.18%

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