BANK OF LEXINGTON, INC.

LEXINGTON, KY | Small | Est. Feb. 6, 2006, midnight | FDIC #58164 | RSSD #3410141 | FDIC
Latest Report: 2025-12-31

BANK OF LEXINGTON, INC. is asn small FDIC-insured commercial bank headquartered in LEXINGTON, KY, established in Feb. 6, 2006, midnight. As of 2025-12-31, the bank reported total assets of $401M and total deposits of $350M. Profitability stands at 1.54% ROA and 15.07% ROE, with a net interest margin of 4.22%. The bank's CET1 capital ratio is 16.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #58164.

Assets

$401M

Deposits

$350M

Loans

$314M

Equity

$43M

Profitability

Return on Assets (ROA) 1.54%
Return on Equity (ROE) 15.07%
Net Interest Margin (NIM) 4.22%
Yield on Assets 5.93%
Cost of Funds 1.80%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.54%

Capital & Liquidity

CET1 Ratio 16.56%
Tier 1 Capital 16.56%
Total Capital Ratio 17.22%
Leverage Ratio 10.40%
Loan-to-Deposit 89.70%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required