PHELPS COUNTY BANK is amn medium FDIC-insured commercial bank headquartered in ROLLA, MO, established in Aug. 1, 1963, midnight. As of 2025-12-31, the bank reported total assets of $617M and total deposits of $562M. Profitability stands at 1.40% ROA and 17.78% ROE, with a net interest margin of 4.51%. The bank's CET1 capital ratio is 13.35%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 0.76%. FDIC Certificate #18841.
Assets
$617M
Deposits
$562M
Loans
$450M
Equity
$48M
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